Peaceful mind if debt free

When i was still single, me and my co-employee getting good salary. I was the youngest girl in the family and my sisters have their own job too so i was enjoying my salary alone and save something for my future. I was just only wondering why my co-employee always get short of money before the payday .In between the payday they are already penniless. In fact they are older than me in the job and getting higher salary. But i found them can't get rid of having loans . After they had fully paid the previous loan , they will apply for another loan again.
I really pity them but when i have already family of my own with 2 kids , non- stop daily expenses for household stuff and allowances of the kids in school plus monthly bills. Wow!!! my salary is over still have more days to come before the payday. Now I understand why my co employees always applied loans.
Yes . Debt free living is wonderful life , you have peace of mind without setting aside an amount for debt payment. The whole salary and earning is all yours for daily expenses and you have the chance to save for vacation or home improvements and etc. with a peaceful mind and no stress experience if you are debt free. Is it? Make a habit of being debt free by proper management of your daily finances . Cut coast and eliminate unnecessary expensive expenses.
There are tips available how to debt free in simpledebtfreeliving.com/ This website provides some guides about money saving tips. I myself learned from this website. because i read some of their formulas help lower my bills.