11/24/08

My Christmas Gift

Good thing in United States , you can apply any credit card without any collateral . Not like here in the Philippines they always requires income tax documents or any bank accounts to guarantee the credit card before approval.In my life I never aimed to have one but the year 1990's I was paying 2 educational plans for my kids payable for 8 years. On the fifth year paying my dues on time. It was Christmas time when I received a ready made AIG credit card from Phil Am Life Insurance Company. AIG is a sister company of Phil Am. Life .The card delivered in my house by the company messenger. Holiday Gift issued to those policy owner who are good payer of the educational plan or insurance payments . I was one of the recipient of the said gift . I was then excited to have credit card and successfully activated by phone. It is nice to have credit card. It is very convenient to shop and buy using my credit card but my problem is.... everytime I used my credit card I could not get a good sleep anymore thinking of my credits. After four months, I paid all my balances and called the company to cancel my credit card before I could get an insomnia disorder. I don't like this kind of gift.

7 comments:

RJ said...

Napakaagang Pamasko po ito sa inyo ah...

Merry Christmas po!

chubskulit said...

hahahah katuwa naman kayo nanay, in here kasi sa states kung ala kang credit card, may mga company that requires it and it also helop to build your credit status..

Yung sa paying post po, yung archive url yun yung link from your very first post, tingnan mo po pinakaoldest mong post then yung url sa browser yun and gagamitin mo.. About the code naman, maiinstall mo po yun kung approved na yung blog mo. I got confused din before about it kasi akala ko i could install it right away, but anyhow kung may tanong ka pa po, just give me a buzz...

sowi for the late reply, i worked till ten tonight and just arrived..

Tey said...

here in Canada, if you cannot pay your debt you will simply apply for a bankrupt and you're free, but you will not have any credit card anymore. But some financial company offer credit even if you have bad credit history
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Edelweiza said...

i have twqo credit cards. i need it in more ways than one. ang sekreto lang tlga cguro ay yung tamang paggamit.nakakatulong ito sa akin kaya di ko pa basta pde ipakancel.hehe.

P.S. wow, new look ang blog ah.:)

Lawstude said...

nay, darating po ang panahon puro plastic money na gagamitin natin. kakatakot talaga minsan credit card lalo na pag wala disiplina kasi sigurado mababaon sa utang. ingat po lagi.

cybercesz said...

hi nanay! musta na po, pero sa tingin ko okey na rin po ang ginawa nyong pag cancel sa credit card nyo if you can't sleep comfortably with the debts around.

flowers in the philippines said...

Wow sounds good. Thanks for sharing.

-Ashley